debt consolidation services

Simple debt consolidation solutions South Africa

Who needs debt consolidation?

Debt consolidation is a debt management system designed to assist individuals handling too much debt with paying all of their debts. It’s ideal for over-indebted individuals and simplifies debt repayments.

The main benefit offered by debt consolidation is that it makes it easy to bundle various loans into one amount which can be paid monthly.

Taking out a cash loan to help consolidate your debts may be a good way to stay on the right track to debt recovery. Keeping track of repayments also becomes simplified because you only have to remember to pay one instalment every month. Through debt consolidation, repayment of your debt becomes a lot more affordable.
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How to become debt free

How to become debt free

Having access to credit does not have to be regarded as something negative. While many people do occasionally struggle to repay debts, this isn’t always the case. With the amendment of the National Credit Act

With over 22 million credit-active consumers in South Africa, the credit industry is large and continually growing. As a measure of protecting consumers and also ensuring fair credit practices, the National Credit Act was put into place.
In South Africa, consumer rights are protected by the National Credit Act.

When the National Credit Act was promulgated in 2007, it gave birth to the profession of debt counselling. Debt counselling essentially has the wellbeing of the consumer at heart. To qualify for debt counselling, you need to be over-indebted as defined by the National Credit Act (NCA).
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low itc cellphone contracts

Cellphone contracts for low ITC – Southern Mobile

Southern Mobile Low ITC Contracts- simple and easily accessible

About Southern Mobile

Southern Mobile is a financial services provider that gives you the option to purchase a two year cell phone contract by paying upfront (cash, credit card or layby). There are no credit checks and the institution is concerned with providing you easy and convenient access to mobile options when you need them most.

Powered by Mobile4u since 200, Southern Mobile is a specialist provider of mobile solutions for individuals who may have a bad credit record.

While many network providers won’t take a risk on blacklisted individuals, Southern Mobile provides Low ITC Contracts.
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Clothing accounts for blacklisted people

Getting blacklisted is one aspect no one wishes to be done on them as it restricts you from having access to some of the benefits given to South Africans by certain financial institutions and retails across the country. For one to get blacklisted, they would have dodged paying accounts hence their credit profiles makes them undesirable to get services such as loans, house bonds, cell phone contracts you name it.
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student Loans for blacklisted

Instant student Loans for blacklisted

About student Loans for blacklisted

Instant Blacklisted Loans is a provider of loans to individuals earning a salary as well as those who are self-employed. If you are a student you can rely on the student loans offered by Instant Blacklisted Loans to help finance your tuition, which can easily run into tens of thousands of rands.

The lender provides instant loans to individuals who can afford to make repayments comfortably without too much strain on their monthly budgets. During the application process an affordability assessment will indicate whether individuals are likely to be approved or not.
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online loans

Online loans South Africa

Benefits of Online loans

When unexpected costs arise, such as an emergency medical bill, having access to instant online loans in South Africa can be ideal. The rise in popularity of micro lending institutions has also made online loans a popular choice for many people looking for fast access to cash.

Convenience:
In today’s highly competitive world, many borrowers have the privilege of being able to apply for a loan in the comfort of their own homes. Online loans are also generally available 24/7, which makes it easy to access them at any time of the day. All individuals need are reliable computers, access to a secure network and knowledge of which lender to choose.
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5min loans

5 min loans South Africa

Access multiple loans through 5 min loans South Africa

In a world where consumers have limitless options in terms of financial institutions and financial products and services, having access to personal loans can be quite beneficial.

About 5 min loan South Africa
5 min loans South Africa are authorised loan brokers who work with South Africa’s top credit providers. The institution assists clients nationwide, 24/7. The service is also free to use. Continue reading

Credit Shop loans

Credit Shop loans

Leading loan-finding services from Credit Shop

When unexpected expenses arise, more people are turning to personal loans to get through the month.

The good news is that people now have more options available. Traditional lending institutions are no longer the only source of credit that people can rely on for their extra finance needs. More micro lenders are available in the financial industry in South Africa.

About Credit Shop

Credit Shop is a leading loan-finding service that has partnered with 2 big banks, 2 micro lenders and 2 payday lenders in an effort to provide easily accessible and affordable loan solutions.
Operated by Money Shop and Olico (Pty) Ltd, Credit Shop provides access to various loan solutions.
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Dryk Financial Services loans

Dryk Financial Services loans

Access loans for blacklisted individuals through Dryk Financial Services

Having access to credit can offer a convenient solution to finance in cases of emergency. It can also make it easier to buy big-ticket items, with the added benefit of being able to repay it over a number of months.

If you have been blacklisted, then the chances that a credit provider will extend you further credit are highly unlikely. The term “blacklisted” is quite general. It could be related to having an account in arrears or possibly having a judgement against you.

Even if you settle your outstanding debts, your credit profile remains tainted with the blacklisting. Credit providers will be aware that you may be listed as a slow payer or that you have missed payments or have failed to repay a debt. This makes you a high risk client and you may be charged higher interest rates as a result.
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ReaThusa Loans

So you were packing for the holidays when you remembered that you actually need to fix your car’s radiator. How on earth did you miss that? Well maybe because you weren’t using the SUV this month because you had to get the radiator flushed out and you decided to use your little run around vehicle until you got the radiator completely fixed but it appears that you have conveniently forgotten all about it and now it’s only 2 days before you drive down to the Cape with the kids. Quite the emergency you have on hand. Not only are you running out of time but your budget is set and locked away neatly in its compartments so where on earth are you going to get the money for that radiator? Well have no fear ReaThusa Loans is here.
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