Obtaining credit can be a relatively simple nowadays. As a consumer, maintaining a good credit record could help you buy a house, a car, furniture or get a much needed loan or credit card.
Credit bureaus are often the first stop for many lenders when deciding whether to grant an individual credit or not. These institutions are responsible for collecting and monitoring consumer and company credit data relevant to a person or company’s lending history and habits.
While lending companies have access to an individual’s credit record when they apply for credit, individuals are also able to access this crucial information.
Let’s have a look at various ways one could access their credit rating:
View your credit score with TransUnion
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