Category Archives: loans

When you find yourself in financial difficulty, which is not uncommon in South Africa, you want to make the right financial choice through a loan.

There are so many loan offerings to choose from. One might think that it would be easy to choose the right loan with such a large number of loans to choose from but unfortunately the decision making process is most likely to become bombarding and over whelming. What a lot of people seem to miss when selecting a loan is the difference between credit cards and personal loans and the interest rates thereof.


5min loans

5 min loans South Africa

Access multiple loans through 5 min loans South Africa

In a world where consumers have limitless options in terms of financial institutions and financial products and services, having access to personal loans can be quite beneficial.

About 5 min loan South Africa
5 min loans South Africa are authorised loan brokers who work with South Africa’s top credit providers. The institution assists clients nationwide, 24/7. The service is also free to use. Continue reading

Credit Shop loans

Credit Shop loans

Leading loan-finding services from Credit Shop

When unexpected expenses arise, more people are turning to personal loans to get through the month.

The good news is that people now have more options available. Traditional lending institutions are no longer the only source of credit that people can rely on for their extra finance needs. More micro lenders are available in the financial industry in South Africa.

About Credit Shop

Credit Shop is a leading loan-finding service that has partnered with 2 big banks, 2 micro lenders and 2 payday lenders in an effort to provide easily accessible and affordable loan solutions.
Operated by Money Shop and Olico (Pty) Ltd, Credit Shop provides access to various loan solutions.
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Dryk Financial Services loans

Dryk Financial Services loans

Access loans for blacklisted individuals through Dryk Financial Services

Having access to credit can offer a convenient solution to finance in cases of emergency. It can also make it easier to buy big-ticket items, with the added benefit of being able to repay it over a number of months.

If you have been blacklisted, then the chances that a credit provider will extend you further credit are highly unlikely. The term “blacklisted” is quite general. It could be related to having an account in arrears or possibly having a judgement against you.

Even if you settle your outstanding debts, your credit profile remains tainted with the blacklisting. Credit providers will be aware that you may be listed as a slow payer or that you have missed payments or have failed to repay a debt. This makes you a high risk client and you may be charged higher interest rates as a result.
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ReaThusa Loans

So you were packing for the holidays when you remembered that you actually need to fix your car’s radiator. How on earth did you miss that? Well maybe because you weren’t using the SUV this month because you had to get the radiator flushed out and you decided to use your little run around vehicle until you got the radiator completely fixed but it appears that you have conveniently forgotten all about it and now it’s only 2 days before you drive down to the Cape with the kids. Quite the emergency you have on hand. Not only are you running out of time but your budget is set and locked away neatly in its compartments so where on earth are you going to get the money for that radiator? Well have no fear ReaThusa Loans is here.
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mashonisa loans

Get a loan this January with Mashonisa loans

A financial boost to the year with Mashonisa loans

Have you ever felt as though the walls were closing in on you when you looked at all the debit orders that literally take money out of your bank account at each month end? A little anger here a little bitterness there and then you try by all means to console yourself with all the thoughts of responsibility that you can muster within the space of 60 seconds. Yes, we’ve all certainly been down that road a couple of times before. With all the financial strain that most South African’s go through; it’s no wonder that they would feel that the economy is crashing into them mercilessly. Imagine having to keep up with all your financial obligations and then your geyser starts to leak or the engine of your car starts to act up, plus your fridge just won’t go cold anymore. What a nightmare right? Not with Mashonisa loans at your service.
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ics loans

ICS Loans – simplifying the finance process

For many people who may be looking to access a loan, the simple way may often be through a loan-finding service. By opting for such a service, individuals can save time and money. Instead of having to submit details to multiple loan providers, there are financial institutions that specialise in providing this service. With the multitude of loan providers available on the market, it may be challenging to find the right solution for your needs. By using a loan-finding service you can simplify the loan process. ICS Credit Loan Assist is one such service provider.
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Kopano Kwik Cash loans

Kopano Kwik Cash loans

Have you ever had a really tough month with so many financially demanding circumstances pulling you in all directions? We hope for your sake that this does not happen to you each and every single month but for those months where you are out of cash and desperately need it to fix a burst pipe, a leaking fridge or when you need to fix your car or pay for your little one’s school excursion; you’ll need somewhere you can turn to for a bit of a financial boost. A lot of South African’s find themselves in situations such as these more so than often and that is why we at Kopano Kwik Cash have firmly established ourselves in the South African financial market as a short term loan provider.

About Kopano Kwik Cash loans

A short term loan is a loan that is taken out to be repaid within a period that is less than a year. Continue reading

Tshelete Thuso cash loans

Tshelete Thuso cash loans

It can be so frustrating having to deal with school fees, groceries, rent, car instalment, you name it and then things just keep falling apart as if money grows on trees. Well if you are currently experiencing such a situation, Tshelete Thuso cash loans knows exactly how you feel and that is why they have developed short term cash loans to assist you with you during financial difficulties.
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miloc loans

Miloc Micro Cash Loans

Miloc Micro Cash Loans Paarl South Africa

Micro lending is also known as peer to peer lending that works within a peer to peer economy. Over the years micro lending has grown and its advancement has brought a revolution to the financial sector. Micro lending or micro credit is a loan that is relatively small in amount that is provided by individuals instead of banks or credit unions. These kinds of loans can be provided by one individual or by a collective number of people who each contribute a certain amount to the total amount available for the loan. Micro loans have been used thoroughly and successfully in third world countries and in South Africa the well-known Stokvel is a great example of a micro finance.
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Loan Happy

Get a loan this festive period with Loan Happy credit

Simple and convenient loan-finding service from Loan Happy

For many individuals who may be looking for access to extra cash during financially-challenging months, qualifying for a personal loan may provide the ultimate solution. While applying for a loan can sometimes be tricky, loan finding services have made this process much easier.

Loan Happy is one such loan-finding service provider.

About Loan Happy

A nationwide brokerage, Loan Happy provides clients with a simple, easy and open way to get access to a personal loan. With access to several, nationally-recognised lending partners, this financial institution provides clients with a convenient way to apply for a personal loan. By simply providing details online, clients may have access to a multitude of loans from various lenders that are affiliated with Loan Happy.
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