Who needs debt consolidation?
Debt consolidation is a debt management system designed to assist individuals handling too much debt with paying all of their debts. It’s ideal for over-indebted individuals and simplifies debt repayments.
The main benefit offered by debt consolidation is that it makes it easy to bundle various loans into one amount which can be paid monthly.
Taking out a cash loan to help consolidate your debts may be a good way to stay on the right track to debt recovery. Keeping track of repayments also becomes simplified because you only have to remember to pay one instalment every month. Through debt consolidation, repayment of your debt becomes a lot more affordable.
Having access to credit does not have to be regarded as something negative. While many people do occasionally struggle to repay debts, this isn’t always the case. With the amendment of the National Credit Act
With over 22 million credit-active consumers in South Africa, the credit industry is large and continually growing. As a measure of protecting consumers and also ensuring fair credit practices, the National Credit Act was put into place.
In South Africa, consumer rights are protected by the National Credit Act.
When the National Credit Act was promulgated in 2007, it gave birth to the profession of debt counselling. Debt counselling essentially has the wellbeing of the consumer at heart. To qualify for debt counselling, you need to be over-indebted as defined by the National Credit Act (NCA).
About student Loans for blacklisted
Instant Blacklisted Loans is a provider of loans to individuals earning a salary as well as those who are self-employed. If you are a student you can rely on the student loans offered by Instant Blacklisted Loans to help finance your tuition, which can easily run into tens of thousands of rands.
The lender provides instant loans to individuals who can afford to make repayments comfortably without too much strain on their monthly budgets. During the application process an affordability assessment will indicate whether individuals are likely to be approved or not.
Access multiple loans through 5 min loans South Africa
In a world where consumers have limitless options in terms of financial institutions and financial products and services, having access to personal loans can be quite beneficial.
About 5 min loan South Africa
5 min loans South Africa are authorised loan brokers who work with South Africa’s top credit providers. The institution assists clients nationwide, 24/7. The service is also free to use. Continue reading
Leading loan-finding services from Credit Shop
When unexpected expenses arise, more people are turning to personal loans to get through the month.
The good news is that people now have more options available. Traditional lending institutions are no longer the only source of credit that people can rely on for their extra finance needs. More micro lenders are available in the financial industry in South Africa.
About Credit Shop
Credit Shop is a leading loan-finding service that has partnered with 2 big banks, 2 micro lenders and 2 payday lenders in an effort to provide easily accessible and affordable loan solutions.
Operated by Money Shop and Olico (Pty) Ltd, Credit Shop provides access to various loan solutions.
Access loans for blacklisted individuals through Dryk Financial Services
Having access to credit can offer a convenient solution to finance in cases of emergency. It can also make it easier to buy big-ticket items, with the added benefit of being able to repay it over a number of months.
If you have been blacklisted, then the chances that a credit provider will extend you further credit are highly unlikely. The term “blacklisted” is quite general. It could be related to having an account in arrears or possibly having a judgement against you.
Even if you settle your outstanding debts, your credit profile remains tainted with the blacklisting. Credit providers will be aware that you may be listed as a slow payer or that you have missed payments or have failed to repay a debt. This makes you a high risk client and you may be charged higher interest rates as a result.
So you were packing for the holidays when you remembered that you actually need to fix your car’s radiator. How on earth did you miss that? Well maybe because you weren’t using the SUV this month because you had to get the radiator flushed out and you decided to use your little run around vehicle until you got the radiator completely fixed but it appears that you have conveniently forgotten all about it and now it’s only 2 days before you drive down to the Cape with the kids. Quite the emergency you have on hand. Not only are you running out of time but your budget is set and locked away neatly in its compartments so where on earth are you going to get the money for that radiator? Well have no fear ReaThusa Loans is here.
A financial boost to the year with Mashonisa loans
Have you ever felt as though the walls were closing in on you when you looked at all the debit orders that literally take money out of your bank account at each month end? A little anger here a little bitterness there and then you try by all means to console yourself with all the thoughts of responsibility that you can muster within the space of 60 seconds. Yes, we’ve all certainly been down that road a couple of times before. With all the financial strain that most South African’s go through; it’s no wonder that they would feel that the economy is crashing into them mercilessly. Imagine having to keep up with all your financial obligations and then your geyser starts to leak or the engine of your car starts to act up, plus your fridge just won’t go cold anymore. What a nightmare right? Not with Mashonisa loans at your service.
For many people who may be looking to access a loan, the simple way may often be through a loan-finding service. By opting for such a service, individuals can save time and money. Instead of having to submit details to multiple loan providers, there are financial institutions that specialise in providing this service. With the multitude of loan providers available on the market, it may be challenging to find the right solution for your needs. By using a loan-finding service you can simplify the loan process. ICS Credit Loan Assist is one such service provider.
Have you ever had a really tough month with so many financially demanding circumstances pulling you in all directions? We hope for your sake that this does not happen to you each and every single month but for those months where you are out of cash and desperately need it to fix a burst pipe, a leaking fridge or when you need to fix your car or pay for your little one’s school excursion; you’ll need somewhere you can turn to for a bit of a financial boost. A lot of South African’s find themselves in situations such as these more so than often and that is why we at Kopano Kwik Cash have firmly established ourselves in the South African financial market as a short term loan provider.
About Kopano Kwik Cash loans
A short term loan is a loan that is taken out to be repaid within a period that is less than a year. Continue reading