African Advantage loans – offering a unique micro lending service

African Advantage is a financial services provider that specialises in providing a unique micro lending service. With over 20 years of experience in the industry, African Advantage finds ways to make borrowing money easy and cost-effective.

What benefits are offered by African Advantage loans?

• You get low fees and interest rates
• Applying for the loan is simple. You can do everything from the comfort of your home. Apply online and save time and money.
• African Advantage never over-burdens clients by providing manageable loan amounts.
• The monthly service fee will never exceed a maximum of R50.
• You get access to finance of between R500 and R2500. You can use the loan amount to pay for any of your financial obligations. You will have the financial freedom you need to be able to pay for financial emergencies such as a car repair, school fees or for an emergency medical bill.

Re-applying for a loan is a simple process. The Prepaid card programme means that you can apply once to enjoy a lifetime of credit. Any time you need access to more funds, African Advantage provides you with an automatic hassle-free monthly renewal of your loan amount.

How it works:

Apply online by filling in and submitting the application form

Attach necessary documents:

• Copy of SA ID
• Latest payslip
• Latest 3 months bank statements

A credit check will be done

African Advantage will provide you with feedback

Should you accept the terms and conditions, African Advantage will send you the necessary documents, your exclusive African Advantage Card and PIN via a courier

Sign the documents and send them back

The card will be activated and the loan amount will be loaded onto the card

Requirements for getting African Advantage loans?

• Be a South African citizen
• Be permanently employed
• Have a salary transferred into a bank account with debit order facilities

Repayment will be made on your next payday. You will only be charged for the amount used in that month plus charges via debit order.

Contact African Advantage by calling: 0861 88 99 89

Email: cards@africanadvantage.co.za