Located at Shop 12, Gandhi Square at the corner of Marshall and South Street in Johannesburg, Makulu Finance is a financial services provider specialising in providing micro loans. Loan amounts range between R500 and R3000.

We’ve all faced some financial challenges that come up at the most unexpected times. It’s at times like these when we need easy access to cash. While borrowing from family and friends may be an option, at times it may be simpler to apply for finance from a micro lender.

Why choose Makulu Finance?

With Makulu Finance, loans are conveniently available. If you want to apply for a loan, all you have to do is contact any of the numerous branches. In addition to the Johannesburg branch, there are branches in Benoni, Emalahleni, Witbank and Alberton.

There is minimal paperwork involved during the application process and qualifying criteria isn’t as strict as that of traditional lenders like banks. The process isn’t time-consuming so you don’t have to worry about spending hours on the phone talking to multiple consultants.

Once you have been approved for a loan you have the freedom to use it however you wish. Whether it’s to pay for tertiary education costs, for home renovations, or for car repairs, the choice is completely yours. There is no limit.

Makulu Finance strives to facilitate same-day pay-outs to make the process simple for customers. Loan amounts are paid directly into your bank account once you have been approved. So you don’t have to wait for too long to get the financial freedom you need to meet your urgent financial needs.

Loans offered by Makulu Finance are unsecured, so there is no collateral required. You don’t have to worry about having to provide any assets as collateral. As long as you can prove that you are in some form of permanent employment with a steady stream of income.

Repayment terms are flexible, allowing customers adequate time to repay their loans, without too much of a strain on their pockets.

The institution is compliant with regulations set by the National Credit Act so you can rest assured that the loan amount you are granted will be affordable for you.