UBank is a personal loan provider. The institution has managed to entrench itself primarily within the gold and platinum mining communities in South Africa. This institution aims to provide financial solutions for ordinary South Africans – with a special focus on the previously unbanked masses.

What you need to know about UBank:

The institution provides various solutions, including saving options, funeral plans, transactional banking facilities as well as credit solutions.

USAVE
This is a savings option that offers four types of accounts.

Fixed deposits, 32 day Accounts, Grow with us savings, Save Together.

USPEND
This is a debit card facility that isn’t interest-bearing. Clients can get a debit card upon opening a transaction account with UBank.

USECURE
This is a funeral plan offered by UBank. To qualify, you must be older than 65 years old and need to bring your valid SA ID and proof of physical address.

ULEND
Personal Loans are offered with this product. You are able to get access up to R80 000 in finance. Repayments are flexible, offered at between 1 and 60 months.

HOME LOANS

UBank allows individuals aged between the ages of 18 and 65nto apply for a pension-backed home loan. You get access to home loan amounts of R5000 to R35 000. These loans are repayable within a period of 10 years.

UBank truly lives up to its motto: “A bank more focused on you,” through its comprehensive range of financial services. Solutions are designed to cater to individual needs.

Visit the UBank website here: www.ubank.co.za

Call them here: 0860 000 8322