bike finance for blacklisted

Bike Finance for blacklisted people

How you can benefit from Bike Finance for blacklisted people in South Africa

Bike finance makes the purchase of your bike, second bike or your dream bike more affordable. These days, buying a bike is an investment in a lifestyle.  It’s also significantly cheaper than driving a car.

For many people, being blacklisted may seem like the end of the world. Being blacklisted means that your poor credit record prevents you from gaining easy access to credit.

The good news is that bike finance for blacklisted people in South Africa is a real possibility.  You may be charged more interest on your loan if your credit record is less than favourable.

What are your options when you are blacklisted?

You have the option to apply for a secured loan.

You can find a company that deals exclusively with blacklisted applicants.

It may be helpful to pay up part of the bike value in cash.

bike finance for blacklistedPrivate sales are an option. Private sellers may be able to offer their bike in monthly instalments without taking your poor credit history into account.

It’s important to seek help from a debt counsellor if necessary.

Because monthly repayments for bikes are generally lower than monthly car repayments, lenders will feel more confident in your ability to pay your dues every month.

Documents to submit:

  • Valid South African ID
  • Valid Drivers’ Licence
  • Latest bank statements
  • Proof of income
  • Proof of address

The harsh economic environment has made it increasingly challenging for consumers to afford to buy motorcycles – which most people regard as a toy and a leisure item rather than a necessity. As a result, sales have plummeted in the past two years.

Bike Finance is a leading financial institution that specialises in providing finance for purchasing motorcycles.

Advantages of Bike Finance for blacklisted people:

  • Know your credit score. Keep in mind that lenders se motorcycles as risky, so lending requirements are stricter.
  • Create a budget and know how much you can afford.
  • Don’t be afraid to ask questions about the loan. Make sure that you ask about total costs, including fees and loan insurance.
  • Make thorough comparisons among various lending institutions who offer motorcycle finance.
  • Keep in mind that the longer your loan term, the lower your payment, but you will end up paying more in the long run.
  • Repayment terms are usually similar to those offered by car finance. You can expect a repayment term of 12 to 60 months.
  • Remember that interest rates may be higher for motorcycle finance, because of the risk involved.

To contact Bike Finance, send an email to


Use our finance calculator or apply for a loan.

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