Category Archives: Blacklisted

loan masters

Loan Masters

The process of applying for a loan can be sometimes a lengthy one, sitting in an office and signing different pages. However Loan Masters have an easy way that is fast and convenient.

About Loan Masters

Loan Masters are a credit lender that specializes in consolidation loans, bridging finance, debt consolidation for home owners and a wide range of financial products. It’s an online platform that allows borrowers to apply in the comfort of their home. Click here to apply online today !

Blacklisted Loans
The term blacklisted is a dreaded one, when you get blacklisted, your capacity to borrow money freezes, especially with big banks and established financial institutions. Banks will not even look at your application and your ability to pay back the loan.

Blacklisted Loan Defined

  • Micro lending companies often use this term to describe credit customers who are blacklisted and have a negative credit profile.
  • It means the person has failed to settle their loans in time, or have lots of credit they can’t handle, they sometimes skip payments, this bad credit is on their credit record.
  • In South Africa there are companies that are not adverse to credit seekers with bad credit record; you can find such companies online that have a niche market on this sector of the industry.
  • Every company that offers credit to blacklisted individuals have their own systems of checks they put every credit seeker through. Interest is usually high because of taking bad credit consumers.

Loan Masters – Consolidation loans Defined

Consolidation loans are basically one large amount you borrow from a bank or credit provider with the sole purpose of closing off all small debts. Then you will only have one big loan to settle. Consolidation loans are a form of financial discretion when you cannot cope with numerous debts or even forget to pay them. It happens that you could have a credit card, multiple fashion clothing credit, furniture, school fees, utility bills, car payments, appliances credit and you name it. All these small credit come with interest. So at the end of the month you may be paying 5 to 10 interests on different debts. The advantage of debt consolidation is that you will only have one interest to pay off, which can save you money in the long run.

Loan Masters – Bridging loans Defined

Bridging loans is a type of a financial product that is designed to cover your financial needs till you get money or funds that you are expecting in the near future. Bridge loans are perfect when you know an investment will pay off, a pension fund will be made available to you or any payment that is under contractual obligation to give you money in the near future. Bridge loans also extend to companies who have contract to work but lack funds, they can request the loan and carry out the work and when the contract pays the company, then the loan is settled in full. Most popular bridge loans are for pension funds, road accident fund claim, property sales, property commission.

Pension funds: You can wait up to 6 months before documentation is fully processed and receive the pension fund. During this period you can request a pension fund bridge loan that will cover you till you have funds transferred to your account.
Road accident fund claims Sometimes you may have to wait for full 12 months before you can have payout by the RAF. The bridge loan based on accident fund will allow you to have cash while you wait and you can take care of your medical expenses and daily cost of living.
Sale of property: when your property is sold, you can wait for 6 months before you see any money transfer into your account. You can access bridge loan for property that will see you through the months and when the funds come, you can pay off the loan.
Property agent commission: Agents when they sell a property are entitled to a commission. It also can take months to process; you can use the loan to cover your needs till you get the commission money.
You can use our finance calculator or apply for a loan.

kamela cash loans

Kamela Quick Cash Loans

In life there are endless financial needs. You will have to pay utility bills, buy airtime or settle contract bill, buy groceries, pay school fees, pay transport fares, the list goes on. This could be your monthly budget. So what happens when something comes up you did not budget for? It may be an emergency or just that special at your favorite shop that comes once a year. What do you do to get a small to medium loan when something comes up that is not within your budget? In this case you need quick cash.
Continue reading

SMC Loans

SMC Loans

Loans are necessary in today’s world to make ends meet. When facing a time of difficulty or just need it for celebration of life memorable moments such as throwing your only child a graduation party. To express joy and happiness for finishing one of life most important milestones. Loans are for emergencies but also for memories when you can’t afford.
Continue reading

Credit Cards for Blacklisted People

Available Credit Cards for Blacklisted People

The rapidly declining financial market has left many South Africans blacklisted by companies and in due course affected their entire financial lives. This often means that they are unable to purchase from certain businesses, get new credit cards and in some instances unable to seek legal advice (basically stopping you from living).

Luckily, being blacklisted no longer suggests that your life has to come to an end. Forward-thinkers and innovators have come up with a way for blacklisted individuals to still enjoy being part of a paperless environment with a prepaid credit card.
Continue reading

Loan Company

Asset loans with The Loan Company

In the current economic climate, it can be difficult to keep up with the costs of day-to-day living, let alone the bigger expenses that life can throw at us like school fees, weddings, medical bills, funerals, or car and house repairs. These costs are often unexpected and can lay ruin to even the most prudent financial plans. However, there’s no need to start selling off your assets to meet financial demands. Instead, take out an asset loan with The Loan Company, a privately owned and registered credit provider.

How does it work?

The Loan Company specialises in asset loans from R5,000 to R500,000 which can be paid off in a 61–90 day period. Asset loans are loans that are administered to the value of, and in exchange for, collateral assets. Put simply, this means that you can use your paid-off assets as surety for your loan. The more valuable your asset, the more you can borrow. Then once you have repaid your loan and associated interest and fees, you get your asset back. It’s as simple as that.

>h2>What assets can I use, and will they be safe?

The Loan Company accepts paid-off cars, motorcycles, bakkies, trucks, boats, trailers, jewellery, and properties in exchange for loans. During the loan period, these assets are kept in a secure, locked up storage facility with 24-hour security and CCTV surveillance.

How do I qualify and how do I apply?

All you need to apply is a fully paid off asset and the relevant documentation. The Loan Company aims to assist those who have difficulty accessing loans through conventional channels, so even if you are blacklisted or have had credit issues in the past, they will be able to help you.

The first step to applying for a loan with The Loan Company is to select an asset in your name that is completely paid off. Next, you can apply online by filling in the form at or by calling The Loan Company on 079 159 4389. They will then determine the size of your loan against the value of your assets and make you an offer. If you accept this offer, you will be required to visit their offices in Pretoria with your ID and driver’s licence, proof of address, your original registration document (NATIS), and both sets of keys and your service book, etc. (in the case that you are using your vehicle). Bring your asset in for evaluation along with this documentation and complete the relevant forms. Your money will be transferred directly into your account while you wait. Once you have paid off the loan and interest, you can collect your asset from The Loan Company’s office.

That’s simple, efficient service at its best. For more information call them on 087 654 4868, SMS “LOAN” to 079 159 4389, or drop them an email at

asset loans

Total Finance loans

How to get a loan online – Total Finance

It’s no secret that the cost of living is on the rise. Paying school fees, securing accommodation and transport, paying college tuition, buying groceries, and celebrating important milestones are all a part of living, and yet it has become increasingly difficult to keep up with these burgeoning expenses at any given time. Moreover, traditional methods of securing finance have become less and less accessible.

If you are experiencing any of these issues, then Total Finance is the solution for you. They offer personal cash loans from R1,500 to R150,000 and their service is completely free. They work as a conduit to connect you with their network of trusted and reliable lenders. What’s even better is that there’s no paperwork and no waiting around in long queues—the whole application process is done online.
Continue reading

Clothing accounts for blacklisted people

Getting blacklisted is one aspect no one wishes to be done on them as it restricts you from having access to some of the benefits given to South Africans by certain financial institutions and retails across the country. For one to get blacklisted, they would have dodged paying accounts hence their credit profiles makes them undesirable to get services such as loans, house bonds, cell phone contracts you name it.
Continue reading

Loans for poor affordability

Loans for poor affordability with Lightning Loans

A loan is something that may scare you but when used wisely it actually has a great effect on your financial well being. Many of us can relate to the sting of the economy in South Africa. The cost of living is going higher and higher while our salaries remain stagnant. In order to make ends meet we all try finding something on the side to create some cash flow; some try baking, sewing or getting a weekend job. Unfortunately the little extra cash that we make on the side is just that; little despite all our efforts so finding ourselves drowning in debt is not very uncommon at all.
Continue reading

Instant home loans for blacklisted people

Instant home loans for blacklisted people

Owning your very own home is something that most people want to achieve in their lives. A home is a serious asset and because of this you will need to have a magnificent credit history if you want to purchase a home for yourself and your family. Many people however do not have a good credit score based on their credit habits in the past. Some people can have a good income on a month to month basis and even have a good amount of extra money after spending on their necessities but unfortunately do not have meet the requirements of taking out a mortgage bond due to their low credit scores.
Continue reading