About Debt Therapy
Therapy for your debt? What on earth is that? Will your debt have therapy sessions with a counsellor making sure that it reduces its tight grip on you? Well that’s exactly what we intend to do for you at Debt Therapy. How are we going to achieve this you may ask? The pinch of the economy is felt by so many South African’s. When the school fees increase, the bond payment goes up, the car breaks down and your little bambino falls ill all of a sudden; it only makes sense that you try to alleviate your financial burdens by buying other things on credit such as clothing, furniture and perhaps your groceries too. The trouble is that you find the debt piling up and up instead of going down. This can leave you frustrated, stressed and anxious; this is where we come in.
Understanding Debt Therapy consolidation loans
With the help of Debt Therapy you can rest assured that you will be taken care of. We deal with the following types of debt:
- Retail Cards
- Credit Cards
- Personal Loans
- Bank Overdrafts
- Hire Purchases
We take care of our clients by making sure that they have the best service available for their particular debt situation. With debt therapy you will have access to the following:
- Quick and easy processes.
- Free Advice
- No interviews in person
- 100% Confidentiality
With all the debt that is strangling you right now; a debt consolidation loan is the best solution for you. With a debt consolidation loan; all your debt will be consolidated under one account. This way all your debt will be better managed and you will only have to pay one account as a pose to paying a number of credit providers. The great thing about this is that the instalment can be made lower than what you are currently paying on all the different debt that you have and the interest rate will be lower thereby saving you money and making sure that you get back onto your feet.
It is important to note that because a lot of people have in the past abused this kind of loan; the credit provider will directly pay off your debt to all the credit providers that you owe. Once you have a consolidation loan make sure that your monthly payments are paid on time so that you do not get penalised. Once you begin to pay off your debt consolidation loan it means that you are slowly on the road to recovery and your credit score will be on its way back to a good rating.
A debt consolidation loan is perfect for those who are:
- Cannot meet their financial obligation on time every month
- Do not have collateral to offer
Our friendly financial service providers are eagerly are waiting to assist you with only the most professional advice. In order to be considered for a debt consolidation loan you must provide the following:
- 3 months bank statement.
- Recent payslip.
- Proof of residence.
- Be 18 and above.
- Be a South African Citizen.