If you are blacklisted, the chances of you being able to get a loan are quite low. It’s unlikely that you will be able to secure any credit.
What is blacklisting?
How To Clear Blacklisting – When you enter into a credit agreement you are responsible for repaying the loan amount by the agreed specified time. Life can be quite unpredictable and circumstances may arise that may affect your ability to repay the loan. This may lead to you having an adverse effect on your credit record. When you are unable to repay your loans and you end up with judgements against your name, or you have garnishee orders against your name, you may be blacklisted, which essentially means that various lenders will become very wary of lending to you.
Lucid Living is a financial institution that specialises in blacklisting clearance services.
How To Clear Blacklisting with Lucid
How it works:
Lucid Living encourages clients to ensure that their credit reports are accurate and that they represent a financially sound position. Clients are also encouraged to work on improving their credit records by paying their outstanding debts off.
What is Credit Pulse?
Available for a once-off payment of R30, Credit Pulse is an easy-to-understand credit report with simple explanations on how to improve your credit status so that you can qualify for credit more easily. Lucid Living provides this product to assist clients with gaining control of their credit standing and to clear their blacklisting status.
Why Lucid Living services could be ideal for you:
Blacklisting remains on your credit record for a prescribed maximum period of time, including:
- Judgement for 5 years
- Administration and sequestration order for 10 years
- Rehabilitation order for 5 years
- Adverse enforcement listing for 2 years
- Adverse subjective listing for 1 year
- Negative status codes on your account payment history for 2 years
By relying on Lucid Living you are able to get a second chance by getting your blacklisted status cleared.
Contact Lucid Living by calling: 010 590 5617
Visit www.lucidliving.co.za