Category Archives: tips

Refused a Loan

Refused a Loan South Africa – Advice and alternatives

There is nothing more frustrating than being declined by a credit lender for a personal loan. Many people find themselves in this distressing situation which can leave many rather despondent.  We all find ourselves a little desperate for a financial solution in these grim economic times. At times when you find yourself rejected by a credit lender they won’t inform you of the specific reason as to why they do not want to approve your loan but do not be disheartened because through our extensive experience in the credit industry we have come to know that there are many other credit lenders who are willing to approve your loan.
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Tips for buying a new car

Vehicle Finance Tips for buying a new car

Buying a new car can be an exciting process. The reality however, is that getting to buy the car you’ve been dreaming of is often a luxury available to those who can afford the costs that come with owning a new car.

Before you sign on the dotted line you need to familiarise yourself with a few facts. Buying a new car means that you need to be savvy and you need to as much research as possible.
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How To Clear Blacklisting – LUCID

If you are blacklisted, the chances of you being able to get a loan are quite low. It’s unlikely that you will be able to secure any credit.

What is blacklisting?

How To Clear Blacklisting – When you enter into a credit agreement you are responsible for repaying the loan amount by the agreed specified time. Life can be quite unpredictable and circumstances may arise that may affect your ability to repay the loan. This may lead to you having an adverse effect on your credit record. When you are unable to repay your loans and you end up with judgements against your name, or you have garnishee orders against your name, you may be blacklisted, which essentially means that various lenders will become very wary of lending to you.
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