Total Finance loans

How to get a loan online – Total Finance

It’s no secret that the cost of living is on the rise. Paying school fees, securing accommodation and transport, paying college tuition, buying groceries, and celebrating important milestones are all a part of living, and yet it has become increasingly difficult to keep up with these burgeoning expenses at any given time. Moreover, traditional methods of securing finance have become less and less accessible.

If you are experiencing any of these issues, then Total Finance is the solution for you. They offer personal cash loans from R1,500 to R150,000 and their service is completely free. They work as a conduit to connect you with their network of trusted and reliable lenders. What’s even better is that there’s no paperwork and no waiting around in long queues—the whole application process is done online.

How do I apply for a loan?

Applying for a loan with Total Finance is a quick and easy 3 step process. Step 1–visit the Total Finance website at and click the “Apply Now” button. Step 2–fill in your contact information and then click send. Step 3–complete a preferred loan providers short application form and wait for an SMS or email to confirm your loan, then get cash in your account within 24 hours.

total finance loans

total finance loans

Repayment of the loan is conducted over 12 to 60 months depending on the terms offered by your lending provider. Your repayment rates will be regulated by the National Credit Act which means that you’re protected against unfair lending practices. What’s more, all your personal information will be protected by Total’s Finance’s encryption technology as well as their integral privacy policy.

What do I need to qualify for a loan?

All you need to apply for a loan with Total Finance is a South African ID, a bank account, and a cell phone number. You also need to be over 18 years old and earn an income of at least R3000 per month. People with bad credit ratings, previous defaults and those blacklisted are all welcome to apply.

online cash loans

online cash loans with Total Finance

For more information visit the Total Finance website. If you would like to speak to one of their agents, fill in their contact form at

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