SMC Loans

SMC Loans

Loans are necessary in today’s world to make ends meet. When facing a time of difficulty or just need it for celebration of life memorable moments such as throwing your only child a graduation party. To express joy and happiness for finishing one of life most important milestones. Loans are for emergencies but also for memories when you can’t afford.

About SMC Loans

SMC Loans are a micro lending company. The special focus of the credit lender is helping customers get loans fast and in the most efficient way. Professionalism is at the DNA of every operation within the credit lender. Whether you need money to cover you in times of crisis or just for a need you have funds,SMC loans will sure be there to help you.

SMC Loans Services

SMC Loans has two products on offer, a personal loan and consolidation debt loans. You can request this through their user friendly website

Personal Loans
SMC Loans has a personal loan that starts from R500 and reach a maximum of R180 000. The loan comes with flexible repayment term averaging from 1 to 48 months. This loan can be applied for by people with bad credit, meaning if you are blacklisted and can afford to pay back the loan in time you can access it.

Consolidation Loan
Most South Africans who work have more than 3 debts they are servicing every month. Others actually have more than 3, this means payment on interest for every debt. With a consolidation loan you roll your debts into one single payment through a consolidation loan, you pay off all your 4 to 6 or more debts and close off the accounts, then focus payment on just the consideration loan. SMC loans offer consideration loan from R10 000 to maximum requirements.

More Services by SMC Loans:

  • Credit cards
  • Micro loans
  • Bonds
  • Vehicle Financing


  • Personal loans from R500 to R180 000 can be accessed by people with bad credit
  • Fast processing of documents
  • Interest rates affordable
  • wide variety of loans under one roof


Application is done online and you can fax or email your information. Like any other loaning company, for you to get verified you need to be working full time and earning a salary and you must be 18 years or older. You need to produce documentation for verification purposes and SMC is no different. You will need to produce the following:

  • SA green bar coded ID
  • Proof of residential address
  • permanently employed
  • Your salary must be a minimum of R2,000 a month
  • Produce bank account
  • Pay slip

The information you pass to SMC will be treated in a confidentiality manner and it will be secure. If you send through your application before 11 am, you will get a reply the same day. When you qualify you will have the funds transacted to your bank account the same day.

Contact SMC Loans

For more information or loan application query you can use the following contact details:

Fax: 086 610 9766
Director: Sasha du Plessis

Loan Consultant: Matthew Stuart

Loan Consultant: Amber Miller

Loan Consultant: Joleen van Rensburg

You can use our finance calculator or apply for a loan.

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